Money, made simple.
Track spending, build budgets, monitor investments, manage bills, estimate paychecks, and achieve your financial goals—all in one beautiful app.
Good morning,
Alex Johnson
Total Balance
$47,832.50
Income
$6,200
+4.2%
Spending
$3,580
-2.1%
Recent
Netflix
Entertainment
-$15.99
Salary
Income
+$3,100
Groceries
Food
-$92.40
Features
Everything you need to master your money.
SimpliFinance brings together all the tools for a complete picture of your financial life—beautifully designed and always in your pocket.
Budget Tracking
Create smart budgets with category breakdowns. See exactly where your money goes each month with visual charts and insights.
Net Worth Dashboard
A complete picture of your financial health. Track all assets and liabilities in real-time to watch your wealth grow.
Investment Tracking
Monitor your portfolio across stocks, ETFs, crypto, and more. Track performance, dividends, and allocations in one view.
Savings Goals
Set goals for anything—vacation, emergency fund, or down payment. Visualize progress and get suggestions to hit them faster.
Recurring Bills
Never miss a bill again. Track subscriptions, utilities, and recurring payments with due date alerts and spending summaries.
Shift & Paycheck Tracker
Log your shifts and estimate your take-home pay before payday. Perfect for hourly workers, freelancers, and gig workers.
AI Financial Assistant
Get personalized financial insights powered by AI. Ask questions, get spending breakdowns, and receive smart recommendations.
Cloud Sync
Your data syncs seamlessly across all your devices. Pick up exactly where you left off, anytime and anywhere.
Offline Mode
Full functionality without an internet connection. Add transactions, check budgets, and review goals offline.
Bank-Level Security
End-to-end encryption, Clerk authentication, and biometric login keep your financial data locked tight.
Analytics
Deep-dive reports on spending trends, income patterns, and net worth over time. Beautiful charts that tell your financial story.
Widgets
Glanceable home screen and lock screen widgets for balance, budget status, and daily spending at a glance.
App Preview
A dashboard that actually makes sense.
Every screen is designed to give you clarity, not confusion. Clean, fast, and always exactly what you need.
simplifinance.app
Net Worth
$47,832
+$1,240
Monthly Income
$6,200
+4.2%
Monthly Spend
$3,580
-2.1%
Recent Transactions
Apple Music
Entertainment
-10.99
Direct Deposit
Income
+3100.00
Whole Foods
Groceries
-78.40
Netflix
Entertainment
-15.99
Budget
Housing
100%
Food
70%
Transport
80%
Entertainment
63%
Security
Your finances are safe with us.
We built SimpliFinance with security as a first principle, not an afterthought. Every layer of the app is designed to protect your financial data.
Encrypted Data
All your financial data is encrypted at rest and in transit using AES-256 encryption. Your information is never stored in plaintext.
Clerk Authentication
Powered by Clerk — industry-leading authentication with multi-factor authentication, session management, and security monitoring.
Offline First
Your data lives on your device. The app works fully offline, so your finances stay accessible even without a connection.
Secure Cloud Sync
When you sync, data is encrypted before it ever leaves your device. Zero-knowledge architecture means we cannot read your data.
Face ID & Biometrics
Protect app access with Face ID, Touch ID, or your device PIN. No one else can access your financial data.
Privacy First
We collect only what is necessary to run the app. No behavioral tracking, no third-party analytics on your financial activity.
No Data Selling
Your financial data is never sold, shared, or used to train AI models. It belongs to you — period.
Bank-Level Security
Built to the same security standards as leading financial institutions. Regular audits, penetration testing, and SOC 2 compliance.
Zero-knowledge architecture
We technically cannot see your financial data, even if we wanted to.
Roadmap
Our journey to launch.
We build transparently. Here is exactly where we are and where we're going.
Now
Building in public
- Core architecture & design system
- Budget tracking engine
- Transaction management
- Offline-first database
Alpha
Early access
- Net worth dashboard
- Investment portfolio tracking
- Savings goals
- Cloud sync (beta)
- Invited testers only
Beta
Expanding access
- AI financial assistant
- Recurring bills tracker
- Shift & paycheck estimator
- iOS & Android widgets
- Public beta sign-ups
Public Launch
For everyone
- Full feature release
- App Store & Play Store launch
- Supporter memberships
- Premium themes
- Community features
Future
What's next
- Bank feed integrations (optional)
- Tax estimation tools
- Multi-currency support
- Shared finances / couples mode
- Advanced AI insights
Testimonials
People who get it.
Early access feedback from our beta community.
“Finally a finance app that doesn't feel like it was designed by a bank from 2008. SimpliFinance is exactly what I've been looking for.”
Sarah K.
Freelance Designer
“The offline-first approach sold me immediately. I travel a lot and most apps become useless without Wi-Fi. Not this one.”
Marcus T.
Software Engineer
“I've tried Mint, YNAB, and a dozen others. SimpliFinance is the only one that makes me actually want to check my finances.”
Priya R.
Product Manager
“The shift tracker alone is worth it. As a nurse working irregular hours, estimating my take-home pay was always a headache. Not anymore.”
James O.
Registered Nurse
“No ads, no paywalls, no selling my data. SimpliFinance is what happens when you build for users instead of advertisers.”
Elena M.
Teacher
“The investment tracking is surprisingly solid. I can see all my accounts at a glance without juggling five different apps.”
Chris B.
Financial Analyst
Pricing
Free forever.
Everything you need to manage your money is included for free. No paywalls. No locked features. No tricks.
$0 / month
All financial features, forever. No credit card required.
Love SimpliFinance? Support the project with an optional membership.
No financial features are ever locked behind a paywall.
$2 / month
Supporter
Show your love for SimpliFinance with a small monthly contribution.
$5 / month
Super Supporter
Go above and beyond. Help us build the best personal finance app.
$10 / month
Champion
Become a founding supporter and shape the future of SimpliFinance.
FAQ
Questions answered.
Everything you want to know about SimpliFinance.
Yes, absolutely. Every financial feature — budgeting, net worth, investments, goals, bills, paycheck tracker, AI assistant, cloud sync, offline mode — is free forever. We will never lock financial tools behind a paywall. Optional supporter memberships ($2, $5, $10/month) exist solely to support development and come with cosmetic perks like themes and badges.